Forget Bailout – Here is My Plan

Anyone facing foreclosure knows that in most cases that they have been snookered. Funny how mortgage contracts will adjust for increasing payments, but none adjust down if the economy goes bad.

Now the government is going to give Wall Street a 700 Billion dollar bailout plan. Now this plan is suppose to help the homeowner. It does not address unemployment and loss of jobs, the adjusting of mortgage rates that are the root causes.

Let us think about this:

• Gas prices are higher than ever
• We spend billions of dollars per month in Iraq
• Unemployment is high
• Food Prices have increased
• Most homes have lost value leaving little to no equity
• Utilities such as gas and electric are higher
• Credit is scarce and refinance market is dead
• Average family income is down
• Bankruptcies are high

Who wins?

• Oil companies recording record profits
• Brokers, who have taken money from the stock and equity markets
• Retiring executives from most markets with golden parachutes
• Those who are operating the banks and brokerage firms

Those responsible will not suffer; the good old taxpayer is coming to the rescue. Okay, so we bail them out and have our government, buy the homes that have lost their value in many ways. Now the government will also have to absorb the cost in foreclosure. That is an additional expense.

Here is the major question, with banks and other institutions having dumped all their bad paper on the government, what is next? The answer to that is who knows.

Here is a solution, when you wean a baby off the bottle; you just take it away from the baby. That is what we have to do to the financial institutions. This has to be fixed in part by government but with a ground floor view.

If you want to help those homeowners and reverse the economy here is the plan

• A 6-month freeze on all foreclosures and those up coming for the next year
• A $ 10,000.00 grant to all unemployed homeowners that need to get back on their feet
• An audit on all mortgage companies that financed the sub-prime market
• Allow modification of mortgage contracts on all distressed property
• Allow 6 months for homeowners to get gainful employment (if they are unemployed)
• Invest 100 billion for new “green” energy jobs
• Invest 100 billion in full scholarships in community colleges for new high tech or “green” jobs
• Financial Institutions that hold vacated property will keep them
• Those pending foreclosures will be turned over to the government
• The government will then administrate the process of implementing the above points.
• The mortgagee when employed will modify their contract with the governmental agency.
• Let the private sector sell the vacated properties through auction or other means

This is what I call trickle up economics. The intention is to assist those who are facing financial distress in most cases this will allow the homeowner to pay off their real estate taxes, allow them to find gainful employment. They will also buy food, pay utility bills, and help offset the price of gas. It is a terrible thing when you must commute 20 to 30 miles and do not have any money for gas. You must go to where the jobs are.

There are three types of people affected here, the employed, the unemployed and the multiple dwelling homeowners. The employed would need a modified contract. The unemployed would need a moratorium and financial aid if not eligible for unemployment. Then there are those who have multiple dwelling units which the economy does not directly effect their primary residence.

Implementation can be administered by HUD, the first action that needs to be taken is an instant moratorium on all forecloses and real estate tax liens.

• Set Up Special Temporary Branch under HUD to implement program
• HUD takes all the recorded default notices
• This program will be voluntary to homeowners
• Residents affected will contact a 1-800 number for the financial grant
• HUD will verify the information given
• Homeowner will fill out application and send to HUD via internet, fax or mail.
• HUD will release half of the $ 10,000.00 grant and in 30 days release the other half.
• If Homeowner is collecting unemployment benefits HUD will reduce the scheduled unemployment benefit amount from the HUD payments for the 6 month period
• Homeowner has 6 months to find gainful employment.
• Within the 4 month period Homeowner will contact HUD for mortgage contract modification
• Homeowners who are employed will contact HUD for assistance in mortgage modification
• When mortgage modification is approved by HUD then the Homeowner will start making payments to the mortgage holder of record.

Mortgage holders are not bailed out, but will be allowed have the distressed properties temporarily moved off their balance sheets into a holding company account. This will relieve their balance sheet on a temporary basis, which will allow them to qualify for appropriate credit. They will report to the SEC (if a public company) and HUD the information on the holding company, with complete details. No other transactions other than that of distressed real estate are to be post to this holding company.

When a homeowner starts to make payments on the modified mortgage contract the mortgage holder will transfer from the holding account the original value back to the mortgage holder’s original balance sheet.

In this way everybody wins, the mortgage holder, the homeowner and the government. This plan will result in more jobs; mortgage holders’ credit restored and distressed properties relieved. Of course, there are more details to work out but overall I believe my plan can be implemented in very little time.

John Tebar Certified Life Coach, Author and Entrepreneur sign up for weekly Ezine at http://holisticlifeplanningandresearch.com

Oil, Energy, and Congress

Now that Congress has recessed for the end of the summer, what are we to make of the energy situation? At this point, I’m getting tired of hearing that $4.00 gasoline is good for me. How can it be good when Americans are spending less of their money on other goods and investing in their gas tanks? Is it good that transportation costs have sent my food bill sky rocketing? Is it good that many Americans have shortened their vacations and cut back on their entertainment spending? Is it good that the working poor are struggling between putting groceries in their home and fueling their cars to get to work?

Apparently our Congressional leaders and one presidential candidate say the answer is yes. While our Speaker of the House is trying to “save the planet”, the rest of the world is out trying to find more oil & energy. Let’s look at few recent examples:

  • Egypt announced last week the start of a 9 billion dollar oil refinery and petrochemical complex, which will be located on its north coast. The complex is expected to begin operation in 2010 and will be completed in 5 years. The facility will refine 350,000 barrels of oil per day.
  • The Tupi deepwater oil field is located offshore of Rio de Janeiro, one of Brazil’s best tourist destinations. Last November, the Brazilian government announced that the location could contain five billion to eight billion barrels of oil. The Tupi oil field is expected to begin producing 100,000 barrels of oil in 2010, according to Petrobas, Brazil’s national oil company. Petrobas hopes to bring production to one million barrels a day in about ten years.
  • Finland is building a 1600 megawatt nuclear power reactor. The country currently gets 28 percent of it electricity from nuclear power.
  • Japan is working to increase its nuclear power production of electricity from 30 percent to 37 percent by 2009 and 41 percent by 2017.

Now, besides threatening to sue the Saudi’s and adding more taxes to oil, what has the United States government energy policy done? Let’s look at a few examples:

  • From 2000 to 2007 domestic crude oil production fell 12.4 percent
  • Through a congressional mandate, 85 percent of the Outer Continental Shelf is off limits to oil exploration. It is estimated that the Outer Continental Shelf contains 90 billion barrels of oil
  • The Artic National Wildlife Refuge (ANWR) is estimated to have 10 billion barrels of oil; in 1995 President Clinton vetoed a bill authorizing oil production on 2,000 acres out of 19.6 million.
  • U.S. Senator Ken Salazar, Colorado, inserted language into the omnibus spending bill last December that places a moratorium on enacting rules for oil shale development on federal lands. The Green River Formation is estimated to have as much as 1.1 trillion barrels of oil shale.
  • As mandated by the 2007 energy bill signed by President Bush, the U.S. is now required to mix 9 billion gallons of biofuels into the gasoline supply. The mandate is met primarily with corn-based ethanol. At the start of the biofuel mandates, corn was $2 per bushel. The price of corn now is a little over $6 per bushel.

It seems the more our government gets involved, the worse the situation becomes. And where did common sense go? If I see that you need water, I wouldn’t send you to a desert to find it. Yet, that’s what we do with our oil exploration. Try to find it where we don’t know if it exists.

From 2000 to 2007 American oil companies increased the drilling of exploratory wells by 138 percent (on those 68 million acres of existing leases); oil production still fell to its lowest level since 1947. The American Petroleum Institute reported that oil companies had the highest second-quarter oil well activity since 1986.

The United States has successfully developed other forms of energy; clean coal plants, nuclear power, natural gas plants, solar & wind energy. Our most efficient and cheapest forms of energy production are under constant assault from the environmental movement. The U.S. uses 760 gigawatts of power plants to meet current needs. The North American Electric Reliability Corporation (NERC) estimates that we will need 135 gigawatts of new capacity in the next 10 years. As of now, only 57 gigawatts of power plants are planned. Why?

  • 59 coal-fired plants were canceled in 2007 because of anticoal activist.
  • U.S. production of natural gas is beginning to decline because of environmental restrictions on exploration.
  • The National Resources Defense Council (NRDC) succeeded in stopping 13 natural gas power plants in southern California.

We have the best scientist, engineers and technicians in the world. Give them the opportunity to solve this challenge and they will. There are many private companies working on new technology to bring to the market. If our government is going to pick winners and losers through subsidies, many companies will not get into the market.

For example, NuScale Power, an Oregon-based startup company, is seeking federal clearance to begin its project to build a mini nuclear reactor. The reactor can power 45,000 homes, is 65 feet long and has no visible cooling tower. NuScale states that these reactors require no maintenance and do not need to be refueled. At the end of its useful life of about 30 years, the plant is returned to the factory.

This type of technology should be welcomed and encouraged by all. With a small footprint & no carbon emissions, these plants could replace many traditional coal and gas-fired power plants.

This situation does not require a billion dollar bail out from our government. Nor does it require raising taxes on the oil companies. Remember, we tried the windfall profits tax with President Jimmy Carter. That led to a 6 percent drop in the production of oil and a 15 percent increase in oil imports, according to the Congressional Research Service.

If congress would step back and allow all of the energy companies to explore and develop energy in a responsible way, we would not have to struggle with high energy costs. Take away all of the subsidies and let the market decide which means of energy is cheapest, environmentally sound and durable. American technology is more than capable of producing efficient energy and protecting the environment.

Instead of trying to spend more of my tax dollars, why doesn’t congress spend more of their time, which we pay them for, to fix the regulatory landscape of energy production. Congress needs to enact some common sense environmental regulations. If they do, the market will give us a diverse supply of energy that is reliable – American made – and affordable

It’s time to streamline & simplify this process, now.

Xander is a writer & researcher of current events. For more information, visit his blog at http://xander-xee.blogspot.com

Close the Schools – Save the Children

I’ve been reading about the high cost of diesel fuel for school buses and I’ve got a rather radical plan about education. I have a plan to save millions–no BILLIONS in property taxes every year. Why can’t kids telecommute to class? Colleges give degrees online, why can’t schools do the same thing? Why do we need school buses? Why do we even need schools any more? Do you realize how much we could save if we dumped all the schools, fired the teachers and gave each kid a laptop with a Kindergarten CD–the do the work and pass a test that is at the back of the CD at the end of the “school year” and then they get a 1st grade CD and so on all the way through high school graduation, take the high school test and then go on to college online.

Each child would work at his or her own pace in the safety and comfort of their own home, no teasing or bullying and if they need help, there would be a virtual teacher (or maybe even a real one) to help them with whatever they were having problems with. The cost of the CDs would be minimal–about $2 each and the entire curriculum for each year could be placed on each CD. A child would pop the CD into the laptop, go to a website to view a video on that day’s lesson, then do the exercise in the lesson on the computer and have it graded instantly.

They must complete the exercise lesson before they can go on to the next lesson on the CD, you could restrict access by making the program password protected and the child doesn’t get the password for the next lesson until the previous one is completed successfully and then the CD gives the child the password for the next lesson. At the end of each week, there is a test on the lessons that the child must pass in order to get the password for the next week’s lesson. Every month there is a major test that must be passed before the child moves on. There would be no reason for brick and mortar schools or teachers, administrators, insurance, school lunches, school buses, playgrounds, or anything else. The savings in taxes would be tremendous and the kids wouldn’t have to worry about being bullied, or shot or molested by rogue teachers.

There would be no teenage pregnancy, no detentions, no missed school buses, no competition for who had the coolest whatever and the students would have the benefit of having a first class education. If the student didn’t successfully complete the prescribed course work by the end of the term then s/he would have to continue all summer in order to keep up with their class in the fall and social promotions would be unnecessary because there’s no one to make fun of a slow learner. Children who wished to graduate earlier could go to school year round or do more work to get their education completed in less time and colleges could do the same thing–most colleges now offer online classes now anyway. Going to a brick and mortar school is an obsolete concept and should be ended. Children would socialize through activities with their parents in their communities and juvenile crime would be a thing of the past. Close public libraries too–no one needs them, we have the internet to do research–put the Library of Congress online and everyone would have access. Virtual field trips would be to places like the Louvre to see the Mona Lisa instead of to a crummy local museum. Kids would have a much better education and the taxpayers would not have to pay the outlandish property taxes they are paying now.

The savings would be astronomical!! Every child would be issued a laptop and an internet access card–like a prepaid phone card–at age 6 and given the CD for kindergarten beginning on the first September 1 (after their 6th birthday) and would have to complete all the coursework by June 1 of the following year in order to be promoted to first grade–which would mean being given the CD with the first grade coursework. Of course a gifted and/or motivated child could receive the next grade’s CD early if they completed the previous grade’s coursework sooner than June 1 or if they wanted to get ahead by continuing to go to virtual school during the summer.

This is an absolutely simple concept and it would be very easy to do. It would be so much cheaper to issue each child a laptop and provide internet access–look at all the parents who are homeschooling their children using this concept! $500 for each laptop and $50 for the entire elementary, middle and high school curriculum on CDs is dirt cheap compared to the cost of building and operating schools, paying teachers and all the other employees,operating school buses, paying for insurance, fuel for the buses and to heat and cool the schools. It’s the way of the future! Wake up and smell the 21st century! Stop preparing the leaders of tomorrow with the educational traditions of the 18th century!!

The author, Teri Davis Newman resides in the metro St. Louis area and is a wedding planner. She also owns and operates a nationally recognized limousine service. She answers questions on etiquette, social situations, sex, fashion, food, wine and general advice on her blog as an off-the-cuff running commentary on any subject that annoys, amuses or aggravates her.

Unemployment and Housing Data Point to Bleak

Existing home sales fell to 4.86 million units, about 2.6% below consensus estimates of 4.94 million units. The report also cited a huge deterioration in median home prices, down to $215,000 or down over 6% from last year. This highlights the bleak outlook for the housing market, as the housing market has yet to find a bottom. With mortgage rates set to only head higher in the coming months, I would expect more defaults on mortgages as there seems to be no slowdown in the turmoil of the housing market.

Weekly unemployment numbers also came in worse than consensus estimates, at 406,000 for the week ending July 19th, 2008. This can only mean bad things for the overall July unemployment numbers that come out next Friday, as some analysts expect the overall unemployment rate to head higher from the 5.5% that was posted in May and June. If you do not remember what happened the last time unemployment increased, just look back and you will see that the Dow lost well over 300. If we really are in a recession, it is also important to note that unemployment during a recession has always hit at least 6%, if not more. Being that the unemployment number is a leading indicator, it seems as though a recession could be imminent, if we are not already in one. That being said it seems even more likely that we will head into a consumer recession as consumers struggle to receive a consistent stream of income without a steady job, which they have become accustomed to over the past few years.

Spending habits will clearly have to adjust for this change in net income per household, which should weigh negatively on the economy, especially for discretionary companies. The further deterioration of the housing market will continue to weigh negatively on financials and home builders until there is a clear sign that there is a turn around in the hosuing and mortgage industry. It also does not help that commodities have had a huge run up in the past year, weighing on corporate profits along with food and energy prices on the consumer. I would continue to recommend staying in traditionally defensive sectors, such as Consumer Staples and Healthcare, as they seem poised to weather the current downturn since over 70% of Staples and Healthcare companies have reported earnings better than analysts estimates. With the strong possibility of a consumer recession, sticking with staple stocks such as Proctor and Gamble PG, Wal-Mart WMT and medical suppliers such as Becton Dickinson BDX, should continue to prove a beneficial strategy as these companies offer dividends and reduced volatility in one of the most volatile markets in years.

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The War on Drugs

The “War on Drugs” is a term that having worked as a Texas peace officer but also being much more liberal and open-minded than most officers has really troubled me. And, after seeing the astounding report that almost 1% of the entire United States population is currently in jail or prison caused this me to really want to speak out and voice his opinion on this. By no means do I expect that my point of view is novel or that I am really offering any information than that published before me; however, I am hopeful that as more people read and get informed, they will push their legislators for change, or at a minimum develop a greater sense of tolerance and understanding and stop spending billions of dollars on this unwinnable “war” and that they will start remembering their rights when encountering the police and using those rights to protect themselves by just saying “No” to police requests to search!

The War on Drugs refers to governmental programs intended to suppress the consumption of certain recreational drugs. First used by US President, Richard Nixon, in 1972 to describe US’s programs, equivalent terms are now used in many countries and are prevalent throughout law enforcement communities and court houses.

The War on Drugs utilizes several techniques to achieve its goal of eliminating recreational drug use:

1) Specialized law enforcement agencies–officers and techniques;

2) Information campaigns to educate the public on the dangers of drug use;

3) Sometimes questionable searches and seizures that may violate the 4th Amendment to the United State Constitution;

4) Incarceration of thousands.

A review of multiple articles has demonstrated that the federal government spends several billion dollars on this “war” annually. A number that I have seen multiple times is $17,000,000,000.00. That is about the same amount of money poured into the Food Stamps Program which is used to provide food to poor Americans. This is also about the same amount of money spent on the US’ General Sciences, Space, and Technology budget.

However, this number is not the actual financial cost, when things like salaries for local law enforcement officers, prosecutors, correctional officers, and other staff members are factored in. Or, if one factors in the costs of jailing persons convicted of drug offense and transporting the drugs that are seized to be destroyed, no to mention the fee for destroying them (must be done in an environmentally approved way-EPA). Some numbers have run as high as $60 billion dollars when everything is factored in.

These statistics are almost ten years old, but some federal government figures show that 24-34% of the prison population is locked-away for drug offenses. Now, I have not sorted through that statistics to determine what percent of prisoners are there for possession versus committing a separate crime, but I would be willing to wager that the numbers would be astounding.

In short, I am interested in these sorts of issues not only because I am an attorney, but because as a law enforcement officer, I daily encountered the opportunity to stop and search people that may possess drugs. Overall, my approach was far more forgiving than many of my fellow officers who made it their personal goal to arrest persons that may be in possession of narcotics, and believe me, I have seen this taken to an extreme interpretation. For example, one pill for Xanex that was in the bottom of a ladies purse was used to file “possession” charges on her, a felony. In the end, the charge was dismissed because the bottle was found and it was her husband’s prescription that she had taken to have filled and it had spilled in her purse. But, this was not without the toll on her family and finances in defending against this case. No, I did not make that arrest, but I heard about it and just shook my head.

If I stopped someone, it was very rare for me to attempt to search their vehicle by consent or otherwise. My view on the matter was that if they were going about their daily life in a way that their actions did not intrude on the public or create a direct hazard, I was not going to pry. And, possession of a very minor amount led me to believe that the person was just a casual user. Yes, it is possible that this person could lead to their dealer which could lead to a bigger dealer, but realistically, it was just not a fight that I ever found value in. Of course, arguments can be made on both sides of the law and will continue to be made. It really troubles me that the United States, which was founded on so many principles of freedom and self-liberty has succumb to an almost over-whelming attitude of “big brother protectionism”.

My overall goal in writing this article is just to point out that there is so much discretion involved at the law enforcement level that I would like to see more of a balance and equal enforcement implemented, but figuring out how to do that is next to impossible. Notice, this article never focused on issues like “racial profiling” and such which is unfortunately still very prevalent in this country and an abhorrent practice used by many officers. To some, anything that is used in the “war on drugs” is acceptable because it is a “war”… I’ve actually heard that statement made.

But, as an attorney, I just want to reiterate one very important right that we have as a society: SAY NO – to officers asking to search your vehicle. If they do not have probable cause to be in the car or in your house, the only way they may legally access it is by developing the probable cause and obtaining a search warrant or with your PERMISSION/CONSENT… so just say NO… do not fall victim to the “Well, if you don’t let me search, I am just going to call a K-9″….

Bottom line, if an officer finds something with a K-9, the punishment is no more severe than if you give permission to rummage through your belongings. So remember, start using your rights and say “NO” to requests by police to search.

Dax Garvin, Attorney and Counselor At law is an experienced Austin Texas DWI Attorney and a compassionate Austin divorce lawyer.

I graduated from Texas Tech University School of Law in May, 2002, and was licensed to practice law in Texas that November, following the July, 2002, Texas Bar Exam. Prior to that, I obtained my Bachelor of Science in Criminal Justice from the University of Texas at Tyler and my first years of undergraduate work were spent at Austin College in Sherman, Texas, where I learned the true passion of humanity-recognizing we are all part of one great society.

I worked in the Travis County Attorney’s Office from August, 2002, until October, 2003, when I entered into private practice with a mid-size Austin civil litigation firm, where I enhanced my skills for legal research, writing, motion practice, and working with insurance companies from the defense perspective.

We Need a Miracle

Food costs will keep increasing and the hungry will have to peddle to the farmlands to find affordable food. There the farmers will let them gather unsold crops for a few bucks. Those without bikes will have to beg in the streets for food, but there will not be enough available. People too proud to beg will die of hunger because there will be no food stamps to help them survive. Governments will become dysfunctional because they will not be able to support their employees. Government workers will be forced to cut their salaries or be fired. High food costs will make it impossible to survive without a good job. Most people in the private sector will be able to survive without much inconvenience. They alone will be unaffected by higher prices.

Oil supplies are limited and precious. Paying three hundred dollars a barrel for oil might only be months away. Billions of luxury loving people in China and India want a taste of the good life. Their economies are expanding and they now have the bucks to buy the best of everything. They need whatever oil is available and they will pay any price to get it. The rest of the world has to accept this hard reality and pay higher prices for everything. Those without money might be able to find a few seeds to plant. They might not have no alternative.

I feel sorry for the poor and those that depend on government checks for support. If oil goes to three hundred dollars a barrel, a loaf of bread will cost twenty bucks. Only the wealthy and those with great jobs will be eating. It is possible that a miraculous new energy resource will soon be discovered–if that happens our problems will be solved. We must all pray for a miracle to occur.

melpol

Electricity Failures in the First World

It happens and more often than I would have expected. That something as basic as electricity becomes unavailable is sometimes hard to imagine. There are many reasons. Sometimes it’s due to maintenance work on the central in the neighborhood. Some other times it is due to extreme warmth where the cooling installations fail.

During such moments its better not to dig into a probable cause. The electricity company can’t often tell you and you are left to guess what the real problem may be.

My first reaction on an electricity failure is emotional; I get angry. “How in the world, in 2008, in the 21st century where energy companies pressure to promote nuclear energy again, how in the world is it possible that there is a failure in de supply? If they can’t do that right, how should we trust them in supplying nuclear energy?”

But it is only a first reaction…

Than my next thoughts are more moderate. I look at it from the bright side. How dependent we have got from these basic supplies and that we do no longer accept a small intervention. This local (?) crisis took only a few hours. The freezer remained cool enough not to spoil the food and before you know it, it is over again.

A third thought is about how lucky we should be in this (first) world. Having “everything” we need, engaged in some luxury problems when three hours out of an annual of about 8600 there is no electricity.

During those hours we go back and think how it was in those days, we light a candle and we think how lucky we are, compared to the rest of the world. Thinking about a story of one of my ex-colleges who told me about his experiences in Gabon. “There is only about three hours a day electricity.” And let’s also not forget about the water problems they have in those countries…

H.J.B.

© Hans Bool

The Health Care Crisis

Everywhere we turn today we are bombarded with news about the current health care crisis in the United States. We are inundated with the negative aspects of our medical system on TV, the radio and newspapers. In Michael Moore’s docudrama “Sicko” our health care system is portrayed as a beast worse than the antichrist. Now I’ll be the first to admit that there are problems with our medical system. Let me highlight a couple. The US hospital system is ranked 37th in the world by the World Health Organization (WHO). More than half of the prescription drugs consumed in the world are consumed in the US. Hospitals are the third leading cause of death in the US.

With these and other facts taken into consideration I believe that we as individuals have the ability and the responsibility to correct the true crisis in America today which is self induced illness caused by the foods (I use the term loosely) we eat. We have turned over responsibility for our health to the doctors, pharmaceutical companies, and food manufacturers who are regulated by the Food and Drug Administration (FDA). We have followed them blindly into the abyss that is the health care crisis today. The good news is that there is a way out of the abyss, read on.

Let’s begin where the food begins. In the Garden of Eden God gave us fruit to eat which grew on trees and took nutrients from the dirt which God made us. Today, thanks to pollution, chemical fertilization, pesticides and poor crop rotation the dirt has been depleted of their nutrients. As a mater of fact the soil in the United States only has 15% of the nutrients it had in 1948. Farmers fertilize the crops with high nitrogen man made fertilizers that produce big beautiful plants, fruits and vegetables that have little if any nutritional value. For example a woman could get her daily requirement of vitamin A by eating two peaches in 1951, today she would have to eat 53.

Moving right along, let’s talk about harvest. Prior to the industrial revolution there where farms spread all across our nation and most everyone consumed fresh fruits and vegetables that where grown locally. Today there are fewer farms and the majority of fruits and vegetables are shipped great distances to be sold. This is the reason that farmers green harvest their crops, ensuring they don’t bruise during the shipping process. It also reduces the nutrients that make it into the food. Tomatoes are a good example; they are picked green so and when they arrive at the market they are sprayed with gas to turn them red. Tomatoes get no nutrients until the final stage of ripening.

Next stop: the supermarket. Some of the crops make it to the market without further depletion of their nutrients but many go through a processing plant where they are further stripped of nutrients. They are cooked, canned, frozen, salted, preserved

Then between the farm and the supermarket the little bit of nutritional value that the crops had are cooked or processed out of them to make them more convenient for us to prepare and eat.

That covers what has been taken out of our food let’s talk about what has been added to our food. Chemicals like MSG monosodium glutamate whose only function is to increase the sensitivity of our taste buds with the side effect of causing our pancreas to inject large quantities of insulin into our system simulating a sugar high that ends an hour later causing us to feel hungry again hence the old saying about being hungry an hour later after eating Chinese food. Then there are nitrites and nitrates, preservatives like BHT, all things that our bodies do not need and would normally get rid of but in today’s society we consume so much of the artificial and so little of the natural that our bodies stop working the way God designed them to work and we become ill and turn to the medical system for help.

Let me begin this subject by saying that if you ever see me laying on the road after being hit by a car please call an ambulance and have them take me to the emergency room. The US has the best trauma care in the world and I have a degree in Emergency Medical Technology so I know from first hand experence from both sides of the screening room. The weakness in the medical system comes in the area of wellness. We do not really have a health care system, we have a sick care system. My wife had to go to the ER a couple of years ago because of dehydration. When the nurse checking her in she asked if she was taking any prescription drugs and got prepared to type the onslaught, my wife told him no and he did a double take then told her that that was unusual. Four years ago I was 45 years old and taking Nexum for acid reflux and Celabrex for arthritis and I thought I was pretty healthy. What I have discovered is that I was pretty average and living in a box with a lot of other people. A box in which people believed that as you age you would get sick and need to have drugs prescribed by doctors to keep you functioning. I saw a commercial the other day that exemplifies that box. It was a commercial for Nexum and the guy said “When I take Nexum I can eat the food I love.” The food I love was killing me and taking Nexum just masked the effect it did not remove it. Today like my wife I take no prescription drugs and have not taken any for over two years.

The health care industry needs to stop focusing on cures and start focusing on prevention.

Richard L Carlan
http://fitinhisimage.blogspot.com/

National Waiter and Waitress Day

Are they kidding?

This is a great country for so many more reasons than I could ever name, especially here. We celebrate political, religious, cultural and sexual diversity in every form. We even go so far as to name a “special day” after various types of people to remember and commemorate them.

We have the normal days:

* Presidents Day
* Mothers Day
* Fathers Day
* Grandparents Day
* D-Day
* Independence Day
* Flag Day
* All Saints Day
* Veterans Day
* Thanksgiving Day
* New Years Day

Then we have the “cute” days:

* Groundhog’s Day
* Girl Scout Day
* April Fools Day
* Administrative Professionals Day (give me a break!)
* Beautician’s Day
* Take Your Son or Daughter to Work Day
* Forgot Day (I forgot that one)
* Nathan’s Hot Dog Eating Day
* National S’mores Day
* Left Hander’s Day

Now guess what the brain trust of the country came up with?Drum roll please…

National Waiter and Waitress Day! (May 21)

WHAT! You have got to be kidding!

I have an idea for a day to celebrate waiters and waitresses. How about a few of these:

* Get to work on time day
* Wear a clean uniform day
* Take off those gangster earrings day
* Get the order correct day
* Don’t let the buffet run out of food day
* Serve from the left and clear from the right day
* Offer them a second cup of coffee day
* Stop complaining day
* Do your closing side-work before you go home day
* Punch-out for your shift day

I can go on forever…

I need a REAL job!

S. DiGioia has been in the hospitality business for 10 years. He writes an “insider blog” that tells really what it’s like to be a banquet manager. Visit: http://soyouwanttobeabanquetmanager.blogspot.com to join in his RANTS and post a few comments yourself.

Are Women To Rule The Human Race By Controlling Sex And Money?

Women are appointed to be the temptress of the human race. Women hold the key to most crimes in the world. Are women to blame? Or are men just weaklings?

Women hold the purse strings and control your sex life. You say not? What do you think might happen if men decide where and how to spend the money and where to have their sexual desires satisfied?

Eighty percent or more of the entire jail population are locked up because of these two women dominated commodities, sex and money. Women rule both. The main crimes are easily money theft, sexual murder and assault, never mind rape.

If women ruled our planet would the control of these commodities be shared more equitably and the abuse be less?

Don’t call for my castration please; I am merely focusing opinion at that which is generally unspoken but widely acknowledged amongst society at large, and I dare say if it is not, let’s wake up. Having admitted my allegiance to this thought, how can I possibly love women? Problem is, I like most men am what God created me to be, the hunter.

Are women truly from Venus?

Here are some general facts (or opinions) about women. Many men will deny their agreement in public; but in their inner bosom there is no denial. After all the fact are there for all to see.

• Gentlemen prefer blondes

• Brunettes start blonde jokes to discredit blonds, because gentlemen prefer blondes.

• Women travel 10 km to save $0.50 on a product advertised as being sold at a special price, but it well costs $5.00 in gasoline to get there.

• Women will buy something not because they need it, but because it is a bargain.

• Women suffragettes burnt their bra because they wanted to be treated like men.

• Women believe that the world would be a better place if they were the rulers of this planet. (I think they should be given the opportunity , men have cocked it up good and proper, can’t get any worse.)

• Make love not war is a better motto than kill for oil.

• Women control about 80% of the spending power of a household, if not more. Thus they control the bulk of the general public’s spend.

• Women to a large extent wear slacks, jeans and the like. Are they aiming to proof a point? (like who wears the pants) I’m sure there will be lots of denials. Generally I’d say men prefer minni-skirts.

• Women dress sexily to show off their bodies, when men take notice they get reported for sexual harassment.

• Woman was the original temptress of the world, (remember the apple?) Nothing has changed today. Men get tempted and condemned for it.

• Women allow their husbands to be the men of the house as long as it is with their approval, and preferably not to frequently.

• Women spend what men work for. (Ooops, that’s a little controversial)

• Women control the greatest crime causing commodities in the world, money and sex, but men commit the most crimes to beget these commodities.

If a census were to be taken at the country’s jails I have no doubt that 80% or more of the inmates’ crimes were perpetrated in a quest to control or to get one of the two women controlled peripherals. women or money. Possibly even both of the enumerated factors.

A weapon, which is often used by women in defence of being called the weaker sex, is the observation that Our Lord first created men and than noticed some serious flaws, so to perfect his creation He made women. In today world, I think some women truly believe this.

There are no doubt many more general observations about women one could make, but this suffices, I have made the point, which demonstrates the general consensus amongst men when they talk away from women ears.

Most men will quietly admit to most of the women fads as enumerated. I wonder how many men will have the guts to write and agree with me. I’ve given the address at the foot of the article. Come on, don’t leave me in this alone, all men and women have opinions on this subject.

No wonder some great author said that women are aliens from Venus.

The other side of the coin

• Women must often have double the qualification for the same job as men and then they still get paid less because they are female. Is this just? Are they short of some sort of inherent ability although they have more academic qualifications? Or are men hell bent on keeping them bare foot and pregnant in the kitchen?

• Women are more loyal employees than men.

• Women can multi task better then men.

• Women are great to hand the screaming baby too.

• Women are more loyal than men.

• Women cope better with a crisis than men.

There is a under current amongst women, complaining that nowadays men have the headaches, what happened? Let me enlighten the women who believe they are under supplied.

Men are now 50% housewife since women are in full time employ. Women please take note now that you are in full day employ and expect the husbands to do 50% of the motherly duties, nothing against that, but please, we must change nappies and get up at 2 am to warm the babies bottle etc., Why should we not be entitled to the occasional head ache?

In fact, the whole of creation is upside down, look at your teenage daughter, at the age of 14 or 15 possibly even younger they are chasing boys. Should not the men be the hunter? I think so. Look at nature the way God created it. Males are the hunters, but note, only successful if the women gives permission. Women in control.

What happened to the “Barefoot and pregnant in the kitchen” brigade of women? What has changed? I’ll tell you what has changed, greed, we all want bigger homes, better cars etc. It’s the keeping up with the Joneses syndrome which is the problem. to achieve this wives have had to become economically active. I’m not saying I liked women better when barefoot etc, no, I’m asking a question, who has the answer?

Men, your world is changing, women are taking over, and you are not about to stop the avalanche. In fact they will more than likely shortly rule America. Who cares? They can not do any worse then men. Or can they? Is Venus in the same state of chaos as planet earth?

Here is some tangible proof that women are widely recognised as the temptresses of the world as ever they were.

If women are not, why does a manufacturer of great Italian vehicles have to have a scantily clothed, sexy women present at their exhibit at the Earls Court Motor Show, right on the rotating platform? Because women are a star attraction, pretty, shapely women attract men, and the advertiser hopes that on the off chance they may even notice the car. Women, remain ever the temptress, and this fact is well exploited by the emperors of commerce. She tempts men, she draws them closer to come and look. (At what?)

I’ve said enough, or just about. Men, do you know that the greatest slice of internet money is taken home by women? ( have to get my wife operative at this). I wonder why, if in commerce they are remunerated at a lesser level for similar professions? It appears that they are taking over. The internet is the world’s largest market place. It is the only place I know where you often do not know with whom you are transacting. Does this indicate that women are discriminated against because of the misnomer, “weaker sex?”

Internet seems the only real equitable place we do not know or determine if the GURU is a women, if it is a women, she earns the same and more than the male, could the reason be that here gender is obscured? Shoo, makes you think, doesn’t it?

Temptation from the Garden of Eden. Till today the world upholds women as the ultimate temptress hence the ever present female torso largely in various states of undress in advertising. It is held that a half naked feminine torso if shaped according to the fads of the male world will attract attention, and it does. Some of the most obscure products use women in their advertising to get their product noticed. Women have a multiplicity of uses. Are men just as versatile?

For men, the danger of being swamped by women lurks around every corner, or is it a danger, is it not perhaps good fortune lurking? I can name a few women who were colossus in this world during the immediate past decades, like British Maggie or Jewish Golda. I am not very fond of the worlds idle parasites who ride the shu shu train of wealth like the Dutch Queen and the British Queen etc.
What could the poor of the world do with their wealth and income? Costs me money for no return.

Are men about to be relieved of all the responsibilities of this planet? Women are very capable of earning big money. If women as a species suddenly wake up and employ their full persuasive powers in every sense of the word, they will rule, the purse and the bedroom. Men in powerful positions demand sex, if women were there they would extract favours for sex, which is worse? Thing are looking bleak for the strongest sex, soon to be the weakest.

Unopposed i am sure, the women of the world are each in their own right and personal domain, minister of finance, food supplies and sexual pleasure.

Men, I ask, do we still have a roll to play? Women no longer need us, sex is also pleasurably achievable without a male around, in fact many women will claim greater erotic pleasure contributing this to mechanical bedroom equipment. Are we the stronger sex? May be physically, but mentally? We are lorded over by women in all the important facets of life, certainly the two deemed most important. Women rule supreme. I say thank heaven they do not seem to have cottoned on the this fact as yet. However, it is a fact of life. Sex and money are the women domains.

Now then, if this be so they must shoulder the blame for modern society’s promiscuity and money greed, for both of these society steal murder and plunder. Does it mean that men have been weaklings since Eve tempted Adam?

Are women running our lives or are women running out of control?

I’d like a few opinions, I sure as hell don’t know where I am on or off with this women issue. Do we respect the species who clearly hold the key to our survival? Do we stand by and let women rule the world? Come on, let me have some input, don’t let the world believe that only the author thinks like this.

I have left a facility for sharing your view at the foot of the page.

I look forward to a few answers, hopefully dispersed by some good humour. No antagonism please, women live on this planet also, not only on Venus. We are not looking to make war with women, I’d rather make love, yes with women.

Here are a few internet facts on women.

Keyword search on Women, Guess what was tops? Naked women 35000 hits a day

Keyword search on Men, Guess what was tops here? It was naked men, but significantly less in number at 12000 per day.

Next I typed in Women Money I got 178 daily searches on this

Then I typed in Men Money and got 15 daily searches. An interesting bit of information is the keyword phrase Women Wrestle Men for Money, 165000 pages, check it on Google.

So 3 the question remain unanswered

• Will this be a better world if the women rule?

• Are women who definitely rule money and sex responsible for the worlds promiscuity?

• Would the jails be only quarter as full if it was not women being in control of sex and money?

I would like to hear from those of you who have been to the proverbial womens haven Venus is better place than planet earth.

Hans Monsma

Women rule. Is Venus chaotic like planet earth?
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